[Not4wood]

Just starting out, then JPG is all the way. The D70 is a great camera and can handle all you throw at it. The more you learn, the more the camera can do.

A lot of people start out in JPG and in Full Auto. Its the way you go till you want more out of Photography. If your satisfied with your results then stick to it and I think Mr Pickles is right Spot on with his advice. I know somebody that also uses the D70 and everything he shoots is on full Auto and JPG and his shots are very good and he says he has no need for anything else.

As far as Photoshop 7.0 is concerned, its a great program and there are a lot of Tutorials on the net. All you have to do is Google for them. Under Adobe Photoshop User I think there are a lot of stuff from Corey Barker. Its a great program and you can do a lot with it.

Almost forgot about your question about filters. From what I've seen and heard, the UV filter, Gradient Nutral Density and the Polarizar are the only ones you will need and all others can be done in Photoshop.

Just remember, when you work on your files do not work on the originals. Open your original and then save as with another name so in case you mess up you still have your original files to go back to.

Good luck, and I'm looking forward to seeing your work.