Thanks for all the comments and personal experience sharing
I talked to my agebnt and it's about $500.00 a year to cover all my equipment. The people coverage can go under my home owners for like 30 dollors or something. Not bad at all IMO.
Mark, I certainly plan on going to the convention and thank you very much for the invite!!
I'll probubly meet you guys down there as my Brother only lives a few hours away in Belton Texas. Kelly and I talked about the differnet seminars and it seems like a weath of knowelege will be gained without a doubt
Good company and good fun is a huge bonus
Thanks again,
Jay